Woori America Bank

Credit Card

Debit/ATM Card

Reward Zone

The first Step into the American Dream, Woori America Bank Credit Card

The United States is a thorough credit society where Credit Card usage is more practical than cash. U.S. legal residents who do not have a credit history can apply for a Woori Credit Card. Unlike the Debit Card, Credit Card can help you build up your credit through three credit agencies (Equifax, Experian, and Trans Union). You can get a Korean Language Service option on card details, claims and payment history. More and easy benefits on points! You can receive free travel and other benefits.
You can inquire, manage, and redeem points at www.scorecardrewards.com. Woori Credit Card Application Form is available at all 18 branches.

Secured Credit Card

This secured card is designed for new immigrants and foreign students who do not have personal credit scores. Credit Limit is based on the amount of deposit from $500 to $5,000. You may apply up to 3 people as a Co-Applicant.
To constitute a fundamental credit score:


	Deposit a certain amount steadily once a month.

	Use the credit card within credit limit.

Unsecured Credit Card

This unsecured credit card is designed for personal and business customers with good credit scores. Card limit is determined by personal or business credit score.
Woori America Bank Secured Card with no overdue can upgrade to Unsecured Card. A minimum credit score is required.

Gold Credit Card:

This gold credit card is designed for personal and business customers with good credit scores who maintain good performance with the Bank. Card limit is determined by your personal or business credit score. In addition to low annual fee for families and employes, you can receive up to 4 cards.


	If you have a social number, you can earn credits and get report from 3 credit bureaus.

	Card payment and usage inquiry reviewable through website (www.mycardstatement.com)

	Korean Language Service on Card usage inquiry, claim, payment history.

	Can be used for VISA merchants worldwide

	Immediate attention to suspicious identity theft cases.

	Cash Advance

Without a credit history or social number, Secured Credit Card (Secured Card) is issued. To create a credit card without social number, certain qualification is required.

For more information, please visit your local branches or call 1-888-MyWoori(699-6674) .