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Checking Account   Woori Simple Checking Student Checking Regular Checking Interest Now Checking Prestige Checking Gold Checking Premier Checking NY Basic / NJ Consumer Checking   Savings Account   Money Market   Certificate of Deposit (CD)   Loan Products   NY Basic Banking BASIC BANKING ACCOUNT is a low cost checking account that helps customers who find it hard to afford regular checking account fees and who do not make many transactions each month. Customer Type Eligibilty Transfer Limitation Min. Opening Balance Monthly Fee Personal You must be a New York State Resident. And, you may not maintain any other transaction accounts at Woori America Bank or any other financial institution. And, your direct deposit or recurring payment must be made through the Basic Banking Account. Limited ( 8 withdrawals/month. includes ATM) $25 $3.00 for up to 8 withdrawals a month. Charge increases to $8.00 for over 8 withdrawals a month.   Account Features & Benefits   Minimum balance required to maintain the account is $0.01. Monthly maintenance fee is $3.00. Free online banking, including bill payment. Instant Debit/ATM card issuance upon opening an account.   NJ Consumer Checking CONSUMER CHECKING ACCOUNT is a low cost checking account that helps customers who find it hard to afford regular checking account fees and who do not make many transactions each month. Customer Type Eligibilty Transfer Limitation Min. Opening Balance Monthly Fee Personal You must be a New Jersey State Resident. And, your direct deposit or recurring payment must be made through the Consumer Checking Account. Limited (8 withdrawals/month. includes ATM) $50 $3.00 for up to 8 withdrawals a month. $ 0.35 / transaction after first 8 withdrawals.   Account Features & Benefits   Minimum balance required to maintain the account is $0.01. Monthly maintenance fee is $3.00. Free online banking, including bill payment. Instant Debit/ATM card issuance upon opening an account.   For more information, please visit your local branches or call 1-888-MyWoori(699-6674) .

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